Ugh! I seem to be frequently frustrated by money. Several years ago, my wife and I found ourselves in financial trouble. Well, we could have gone a couple of routes 1) file for bankruptcy and wipe the slate clean and start over or 2) dig in and do the hard work to get out of the debt load we were carrying. We chose door number 2.
It seems to me that filing for bankruptcy is an easy way out, humiliating I'm sure, but easy. What about all the money you spent but didn't have, who pays for that now? I am all for sticking it to credit card companies for the fees and all that they tack on, but legitimate purchases should absolutely be the purchasers responsibility.
Lynn and I cut expenses, we whittled down to the bare minimums. In four years time we were completely out of debt other than a mortgage. Now I drive a 17 year old car with 257,000 miles on and we don't have the latest and greatest of all the gadgets, housewares, furniture, clothes... Stuff.
What we do have is dignity, integrity and a really good credit score. So now how is it that companies that can't manage money get bailed out of their issues. But not only that, they get bailed out by an organization that can't even handle their own money, no check that, our money. I suppose that's how they feel the freedom to spend (read: waste) money, it's not theirs. It is very easy to spend money that is not your own.
Why can't someone be held accountable for what they spend. During this election season, think about how these candidates are spending, of course things seem to really change once they get into office.
Ugh, you see my frustration?
